The Loan Process - how much house can I afford? what are my monthly payments going to be? where is the money coming for the transaction? if I don’t use my money where are my options in obtaining it?  what to do if my credit is lacking? The initial loan application can be completed at www.ahomecanbeyours.com or call us.

 

Financing - for a new home – some no down programs are still available as well as low down programs….how to move into a home with little or no money! how renting may be more expensive than buying! what are the hot methods currently being used to buy when

you have no money and no or really bad credit?

 

 

Refinancing -  a current mortgage  - to lower payments - to shorten or lengthen a term -to pay off a mortgage sooner -  to make up for an escrow shortage to – to take cash out of both commercial and single family rental real estate.

 

 

Home Equity Loans - to tap the equity in your home so monies can be taken out

 

 

Reverse Mortgages - to help seniors 62 and above either eliminate the house payments or if the home is paid for create a lump sum of money or create a monthly lifetime income. Yes, we can visit with your children or other advisors on questions you may have. Order our Report and Free DVD. See www.officialreversemortgage.org   

 

 

Commercial Lending - money for business purposes including real estate, working capital etc…

 

 

Loan Modifications - for those who are currently delinquent, or have received a foreclosure letter, have a credit score that is too low to qualify for traditional financing, for those who cannot prove up their income because they are now self-employed, for borrowers who may be upside down in their property, the debt ratio is too high for traditional financing, for those who have adjustable rate mortgages or high interest rate mortgages, even for those who are current in their mortgage but may not be for long. Check out this attorney driven program at www.texasmodifications.com  

 

 

Free Workshops - Workshops for your group including church groups, employee groups can be done at your location on several different subjects including improving credit, becoming debt free, “How to Kiss your Landlord Goodbye,” buying a home with little or no money! What Nobody has ever told you about your 401K! Alternative Retirement

 

 

 

 

Our workshops have been conducted for the following: American Airlines, City of Denton and Mesquite, Denton State School, Moore Business Forms, Ohio Rubber, Denton Independent School District, Preston Hollow Presbyterian Church, Richardson Education Association and the Richardson Secretarial Association, Guest Lectures at both University of North Texas and Texas Woman’s University. Course instructor for the Dallas Community College District having taught classes at Brookhaven, Eastfield, El Centro, Mountain View, and North Lake Colleges. 

 

Qualifications -  Our senior advisor has been involved in the financial services industry for more than 40 years. Having attended both Texas A&M and the University of North Texas  he received his bachelor’s degree in business and holds the professional designations of, Certified Senior Advisor (CSA), Chartered Life Underwriter (CLU) and Certified Insurance Counselor (CIC). As a licensed Real Estate Broker he helps his clients deal with the For Sale by Owner Market as well as Realtors and other real estate professionals.

 

Other Related Services - As a seasoned professional in the financial planning field,

our advisor makes available to our clients a wealth of information and can guide them in

making excellent financial decisions. As a planner for E.F.Hutton Financial Service, the premier financial planning division of E. F. Hutton that prepared financial plans primarily for high-income business and professional clients he was able to work with other financial professionals to design simple, but effective solutions to solve difficult financial situations. In addition to that training and experience he is one of the few who has the life

insurance counselors license and is also licensed to help clients with life, health and casualty insurance situations. He is meeting the needs of successful professionals and business owners as well as those who are just beginning their careers. To have our advisor and his staff as part of your financial team could make a great difference in your results. Check us out at www.buildingtomorrows@retirerx.com

 

 

References - Animpeccable record with the Better Business Bureau.

What do our clients say about us?  Our interview on KLIF Radio with John Criswell

can be listened to at www.buildingtomorrows@retirerx.com